1. SBI Bridge Home Loan – Best for Short-Term Requirements

• Attractive interest rates starting from 9.90% p.a.
• Processing fee of 0.35% of the loan amount
• Loan tenures of up to 2 years.
• No prepayment penalty
• No hidden charges
  

  2. Aditya Birla Capital Home Loan – Best for Low Interest Rate

  • Low interest rates starting from 9% p.a.
  • Processing fee of up to 1% of the loan amount
  • Loan tenures of up to 30 years
  • Zero prepayment charges
  • Balance transfer option available

  3. ICICI Bank Extra Home Loans– Best for Long Term Requirements

  • Low interest rates starting from 8.25% p.a.
  • Maximum loan tenure of 30 years
  • Low processing fee of 0.5% of the loan amount
  • For both salaried and self-employed individuals
  • No prepayment charges

  4. Canara Bank Housing Loan – Best Interest Rate for Women

  • Low interest rates for women starting from 8.05% p.a.
  • Maximum repayment tenure of 30 years
  • Processing fee of up to 0.50% of the loan amount
  • Can be used to purchase or construct a house/flat
  • Zero prepayment charges

  5. Axis Bank Home Loan – Best Interest Rate for Salaried Employees

  • Low interest rates starting from 8.55% p.a.
  • Loan amount of up to Rs.5 crore
  • Maximum repayment tenure of 30 years
  • Processing fee of up to 1% of the loan amount
  • No prepayment/foreclosure charges

  6. SBI Home Loan – Joint Home Loan

  • Low interest rates starting from 7.35% p.a.
  • Maximum loan tenure of 30 years
  • Processing fee of 0.40% of the loan amount
  • No hidden charges
  • Women borrowers get interest concession

  7. HDFC Reach Home Loans for self-employed professionals

  • Attractive interest rates starting from 9% p.a.
  • Flexible repayment tenures of up to 30 years
  • Processing fee of 2% of the loan amount
  • Minimal documentation with minimum income of Rs.2 lakh p.a.
  • Add a woman co-owner for lower interest rates

  8. LIC HFL Home Loan for Pensioners/Senior Citizen

  • Low interest rates starting from 8.10% p.a.
  • Repayment tenure of up to 15 years or till 70 years of age
  • Processing fee ranging between Rs.10,000 and Rs.15,000
  • Loan to be repaid before the age of 70
  • Individuals above the age of 50 having a pension scheme but still employed can also apply

  9. SBI Privilege Home Loan for Government Employees

  • Low interest rates starting from 7.35% p.a.
  • Zero processing fee
  • Loan tenure of up to 30 years
  • Reduced interest rates for women borrowers
  • Interest concession when checkoff is provided

  10. Axis Bank NRI Home Loan

  • Attractive interest rates starting from 8.55% p.a.
  • Flexible loan tenures of up to 25 years
  • Minimal documentation and quick disbursal
  • Minimal processing fee
  • Zero foreclosure charges

  11. HDFC Ltd. Home Loan for Purchase

  • Low interest rates starting from 7.85% p.a.
  • Flexible loan tenures of up to 30 years
  • Processing fee of up to 0.50% of the loan amount
  • Special arrangement for Indian army employees through partnership with AGIF
  • Legal and technical counseling from experts

  12. Indiabulls Housing Finance Loan for Construction

  • Attractive interest rates starting from 8.99% p.a.
  • Flexible repayment options
  • Processing fee of up to 2% of the loan amount
  • No prepayment charges
  • End-to-end loan processing on the website or mobile application

  13. DHFL Home Renovation Loan

  • Interest rate starting from 9.50% p.a.
  • Maximum loan tenure of 10 years
  • Processing fee of Rs.2,500
  • Loan amount of up to 90% of the market value or 100% of the estimated cost of improvement
  • Available for both salaried and self-employed individuals

  14. PNB HFL Plot Loan: Best Home Loan for Plot and Construction

  • Attractive rates starting from 9.95% p.a.
  • Flexible loan tenures of up to 30 years
  • Processing fee of up to 0.5% of the loan amount
  • Loan enhancement in case of escalating costs
  • Quick loan application and approval process

  15. Best Home Loan for Existing Customers: HDFC Ltd. Home Loan for Existing Customers

  • Low interest rates starting from 7.85% p.a.
  • Maximum tenure of 30 years
  • Processing fee of 0.5% of the loan amount
  • Quick loan disbursal
  • Can add co-applicant to increase loan amount

  16. SBI Realty Home Loan: Best Home Loan for Land Purchase

  • Low interest rates starting from 8.05% p.a.
  • Maximum tenure of 10 years
  • Processing fee of up to 0.4% of the loan amount
  • Maximum loan amount of up to Rs.15 crore
  • Interest rate concession for women borrowers

  17. HDFC Ltd. Home Loan Balance Transfer: Best Home Loan Balance Transfer

  • Interest rates starting from 7.85% p.a
  • Avail additional top-up loan of up to Rs.50 lakh
  • Loan tenure of up to 30 years
  • Processing fee of up to 0.5% of the loan amount
  • Adding a co-applicant can further maximize the loan amount